Pengaruh Literasi Keuangan Dan Financial Technology (Fintech) Terhadap Pengelolaan Keuangan Umkm Desa Pamengkang

Abstract

Community participation can be interpreted as the active and voluntary involvement of the community in various stages of development, from planning, implementation, monitoring, to evaluation. The purpose of this study is for the Community to be able to participate and supervise the Accountability of Village Fund Accountability Reports. The method used is a quantitative method, the sample in this study was 54 Community representatives using the Purposive Sampling System Technique appointing people who understand the accountability and accountability reports of Village Funds. Data collection techniques using observation, interviews and questionnaires (questionnaires). In this study, the researcher used Descriptive analysis, linear regression analysis and determination coefficient analysis with the help of SPSS 25. The results of the study obtained using the F test and T test showed that Community Participation had a positive and significant effect on the Accountability of the Dukuhjati Village Fund Accountability Report. In the determination coefficient test, the data results were 45.2% which can be explained by the variable of the influence of Community participation on the accountability of the Dukuhjati Village Fund Accountability Report, while the remaining 54.8% can be explained by the influence of other variables that were not examined by the author.

Keywords: Community Participation, Accountability of accountability reports, Dukuhjati Village Fund